Kogan Home Insurance
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Insurance Estimate Calculator
Building Insurance
It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, Allianz will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.
Contents Insurance
It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, Allianz will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided the calculator. It works as a guide to help you estimate the replacement value of your home contents.
Landlord Insurance
It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, Allianz will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your landlord building and contents.
The Kogan Insurance difference
Purchasing a policy benefits
Up to 10% OFF when you buy a new policy online! Plus, $100 FREE Kogan.com Credit. Find out more.
Insured for Every Event
Cover for loss of damage for 12 insured events, including fire, storm, theft, and flood.
Partnered with Allianz
We’ve partnered with Allianz, one of the world’s leading insurers, who have been protecting Australians for over 40 years.
$10 off Kogan.com every month
Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.
Claim online anytime
Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
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Need help deciding?
Did you buy car, home or landlords insurance before 1 June 2025?
If you purchased a Kogan policy prior to the 1 June 2025 that is underwritten by our previous underwriter QBE Insurance, you can find more information on our Information page.