Kogan Car Insurance

Comprehensive Car Insurance

Kogan Comprehensive Car Insurance is our highest level of protection. It covers your vehicle for damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property.

• $100 Kogan.com Credit when you buy a comprehensive car insurance policy⁼
• Up to 10% off your first year’s premium when you buy a new comprehensive car insurance policy online^x
• Choose your own reparier at no extra cost
• You may be able to increase your excess to reduce your premium
• Safe driver discount for eligible drivers
• Rental car for up to 30 days if your car is stolen ($100/day limit)
• Claim online or call 1300 034 888 for claims service 24 hours, 7 days a week

• Accidental loss of or damage to your vehicle
  Cover includes theft, fire, flood and storm, including hail damage, subject to your policy’s terms and conditions, limits and excess.
• New for old replacement of a new vehicle after a total loss
  If your new vehicle is stolen or written off, Allianz may replace it with one of the same make and model if the following conditions are met:
  • • Your vehicle is less than two years old from its first registration at the time it’s declared a total loss.
    • You bought your new vehicle, or demonstrator model, from the manufacturer or their dealer.
    • Where relevant, your financier has given their written consent.
    • A new replacement vehicle of the same make and model is available in Australia.
• Legal liability cover
  Covers your legal liability for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million for any one event or series of related events.
• Approved legal costs from a liability claim
  Covers legal costs, as approved by Allianz, from a claim that’s covered by your policy.
• Emergency repair costs after a covered accident
  Allianz will reimburse the cost of necessary emergency repairs that enable you to drive your vehicle home after a covered accident – up to $500 for any one incident.
• Rental car after theft of your vehicle
  If your vehicle has been stolen, Allianz will pay for a rental car – $100 per day, for up to 30 days.
• Towing after a covered incident
  Allianz will pay the reasonable cost of protection, removal and towing of your vehicle after a covered accident to the nearest repairer, place of safety or any other place they agree to.
• Temporary cover on a replacement vehicle
  Allianz will provide cover for your replacement vehicle for 14 days.
• Trailer and caravan cover
  Allianz will pay up to $1,000, or the market value of your trailer or caravan, whichever is less.
• Legal liability cover when using a substitute vehicle
• Cover for personal items in your vehicle
  Allianz will pay up to $1,000 for any one incident.
• Emergency accommodation costs
  Cover for reasonable emergency accommodation costs and travel expenses after a covered accident, provided that your vehicle was more than 100 km from where it’s usually parked at night – up to $1,000 for any one incident.
• Transportation costs
  If your vehicle can’t be driven safely home after a covered accident, Allianz will pay up to $500 for any one incident for travel necessary to get you home.
• Lock re-keying or re-coding if your vehicle’s keys are stolen
  Allianz will pay up to $1,000 for any one incident.
• Replacing a child seat after a covered accident
  Cover for the replacement of a child seat or baby capsule in your vehicle at the time of a covered accident – up to $500 for any one incident.

This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits, and exclusions of cover, please read the Product Disclosure Statement.