Kogan Car Insurance

Up to 10% OFF⁼
PLUS, $100 Kogan.com Credit^x

when you buy a new comprehensive car insurance policy online^x

Third Party Property Damage Cover

Kogan Third Party Property Damage Car Insurance covers the cost of damage caused to another person’s vehicle or property due to the use of your own car.

Why Choose Kogan Third Party Property Insurance?

Third Party Property Damage Motor Insurance covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident that’s partly or fully your fault.

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What’s Covered?

Legal Liability Cover
Covers your legal liability for loss or damage to other people’s property and for supplementary bodily injury – up to $20 million for any one event or series of related events.
Approved Legal Costs
Covers legal costs, as approved by Allianz, from a claim that’s covered by your policy.
Uninsured Motorist Extension
Covers for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000 for any one incident.

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This is a summary only. For information on what is covered and not covered and the standard terms, conditions, limits, and exclusions of cover, please read the Product Disclosure Statement.

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Got a question?

Call

1300 034 888

Product Disclosure Statements

Kogan Third Party Property Damage Car Insurance Combined Financial Services Guide and Product Disclosure Statement

Resources

The Kogan Insurance difference

Purchasing a policy benefits

$100 Kogan Credit⁼ & Up to 10% OFF^x when you buy a new comprehensive car insurance policy online. Find out more.

Choice of
Repairer

Choose your own repairer at no extra cost.

Partnered with Allianz

We’ve partnered with Allianz, one of the world’s leading insurers, who have been protecting Australians for over 40 years.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Claim online
anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

Need help deciding?

Car insurance FAQs

The easiest and best way to find quick answers to the most commonly asked questions.

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Compare insurance

See a detailed comparison between Kogan Comprehensive Car Insurance & Third Party Property Damage Car Insurance.

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Did you buy car, home or landlords insurance before 1 June 2025?

If you purchased a Kogan policy prior to the 1 June 2025 that is underwritten by our previous underwriter QBE Insurance, you can find more information on our Information page.

Terms & Conditions2025-05-09T12:38:26+10:00

Terms & Conditions

ₓ$100 Kogan.com Credit offer (“Offer”): Valid for all Kogan Car, Home & Landlord Insurance policies (“Relevant Policies”), excluding Third Party Property Insurance policyholders. The Offer is only valid for new Relevant Policies (not renewal or reinstatement policies). This is a limited time offer and will expire 11.59pm AEST 30 June 2025. See full T&Cs here.

^{^}As a Kogan Insurance customer, get $10 Kogan.com Credit, once a month on a Kogan.com purchase of $100 or more. See full T&Cs here.

¹Minimum Premiums – Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges. Most discounts won’t apply below the minimum amount payable for the policy.

²Online Discount – The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.

³Instalment Premiums – If you choose to pay your premium by instalments, you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.

⁴Rental Car – Allianz will extend your rental car or daily travel allowance period to the extent that Allianz caused or contributed to the delay in repairing your vehicle.

⁵Safe Driver Discount – Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide.

⁶Choice of Repairer – Allianz may authorise repairs at your repairer of choice; pay you the reasonable costs of repairing your vehicle; or move your vehicle to another repairer we both agree upon. We will act reasonable in doing so.