Kogan Home Insurance

Optional Cover

Apply to add any of these optional covers for an additional premium and greater cover.

• Optional cover – Accidental damage
  The accidental damage cover option helps insure you in the event of accidental unexpected mishaps that are caused unintentionally – giving you greater coverage for your home building and/or contents.
• Optional cover – Portable contents
  You can choose optional cover to insure your portable contents such as mobile phones, cameras and engagement rings in the event of theft or an accident at the insured address and when you take them out of your home, even when you are temporarily outside Australia for up to 120 continuous days in any period of insurance. Some portable contents must be specified as Listed portable contents with the full replacement value to be covered away from the home
• Optional cover – Motor burnout
  The Motor burnout option covers you if an electrical current damages your household electrical motors that are less than 10 years old. This cover is automatically included if you have taken optional Accidental Damage cover
• Optional cover – Domestic workers’ compensation cover
  Cover for a domestic worker (e.g. gardener or cleaner), if they are injured while working for you at the insured address.  Only available in ACT, WA and TAS.

Please note: this is a summary of the Accidental Damage option. Read the Kogan Home Insurance Combined Financial Services Guide and Product Disclosure Statements for full details including limits, exclusions and conditions that apply.