Kogan Insurance Offers – Terms and Conditions
Choosing Kogan Insurance gives you accces to great benefits and offers. See below for full details on each of our offers.
Car & Home – $100 FREE Kogan.com Credit
$100 Kogan.com Credit offer (“Offer”): Valid for all Kogan Car, Home & Landlord Insurance policies (“Relevant Policies”), excluding Third Party Property Insurance policyholders. The Offer is only valid for new Relevant Policies (not renewal or reinstatement policies). This is a limited time offer and will expire 11.59pm AEST 30 June 2025. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. The $100 Kogan.com credit (“Credit”) will be sent to the e-mail address of eligible policyholders after 90 days from the commencement date of the Relevant Policy, provided the annual premium or the first instalment premium for the Relevant Policy has been paid in full (“Qualifying Period”). The Credit will be credited to your Kogan.com account up to 4 weeks after the end of the Qualifying Period. The Relevant Policy must also remain active and must not have been cancelled or refunded within that 90 day period. The customer must provide a valid email address at the time of purchase to receive this Credit. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. You are also required to meet any relevant terms and conditions of the Relevant Policy, contained in the relevant product disclosure statement when applying for the Relevant Policy. Credit expires 3 months from date of issue. Credit is not transferable or redeemable for cash. Kogan.com is solely responsible for all representations made regarding this offer.
Car & Home – Online Discount
Car
The online discount applies when you quote and buy a new Comprehensive Motor Insurance policy online only. Any online discounts offered are applied to Allianz’s standard rates, excluding optional covers, and are for the first year’s premium only, unless otherwise stated. Promotional or other discounts may apply from time to time for customers who apply for insurance using other methods.
Home
When you both quote and buy a new home insurance policy online a discount of up to 10% is applied to your first year’s premium. This discount is not applied to Domestic workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.
Landlord
When you both quote and buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium. This discount is not applied to Landlord workers’ compensation (if available and selected), or upon renewal. Minimum premiums may apply.
Home Insurance – Combined Discount
A discount of up to 10% is applied to your premium when you combine Buildings and Contents on one Home and Contents Insurance policy, including the optional covers (if selected): Motor Burnout and Accidental Damage cover. The combined discount doesn’t apply to any flood component of the premium (where covered) or to the optional covers Portable contents (if selected) and Domestic workers’ compensation (if available and selected). Minimum premiums may apply.
Monthly $10 Kogan.com Credit Offer
Monthly $10 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to all Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance and Kogan Landlords Insurance policies (“Valid Policies”) after 30 days from the commencement date of the Valid Policy. Credit will be issued by Kogan.com via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from the date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Valid Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. Kogan.com is solely responsible for all representations made regarding this offer.
Travel Insurance – 10% Off Policies
The 10% Off Policies offer (“Offer”) Valid for all new Kogan Travel Insurance policies purchased. This is a limited time offer and will expire 11:59PM AEST on 1 June 2025. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Offer provides customers with 10% off their travel insurance policy. Offer only applies to policies purchased during the promotional period, using the promo code HOLIDAY and is subject to the terms and conditions of the applicable Kogan Travel Insurance policy. Not available with any other offer. Kogan.com is solely responsible for all representations made regarding this offer.